The Social Security Administration (SSA) will send out a new round of payments on April 9. These payments will help millions of people financially. The 2.5% Cost-of-Living Adjustment (COLA) that started in January 2025 is part of these payments. Its purpose is to help people deal with rising prices and inflation.
This change is made immediately to monthly payments, so recipients don’t have to do anything. This month’s payment is for retirees born between January 1st and October 10th who started getting Social Security income at age 62. As part of its ongoing work to protect people’s buying power during times of economic uncertainty, the SSA is doing this.
Who is going to get the April 9 Social Security check?
The SSA’s payment calendar says that recipients born between April 1 and April 10 will only get their payment on April 9. In 2025, the most a person who retired at age 62 will get is $2,831 a month, but the exact amount depends on how much they made over their lifetime and when they retired.
People who wait to start receiving benefits until they reach full retirement age (67) or even age 70 can get much bigger checks. This system of tiers of benefits is meant to make Social Security more stable in the long run and encourage people to put off retirement when they can.
What Are the Changes to Social Security in 2025?
In addition to the ongoing COLA increase, the Social Security system will get some big changes in 2025. The taxable salary cap has been raised to $176,100, which affects people with higher incomes who still pay into the system.
In addition, small changes are being made to the full retiring age over time. These changes are part of the program’s plan to adapt to changing economic and population conditions and will help keep it stable for future generations.
As the April 9 payment date gets closer, people who get Social Security can expect their monthly deposit to represent these larger efforts to keep it strong and useful in today’s economy.
